AEPS (Aadhaar Enabled Payment System) is digital banking service that enables retailers to give basic banking functions such as cash deposit, cash withdrawal, balance inquiry, and domestic money transfer to their customers and earn good money as commission. It is a good situation for both – the local retailers and the customers. Instead of finding for ATMs or standing at long queues at bank branches, customers can walk up to any Apna E Kendra retail store and conduct banking transactions with their Aadhaar number and fingerprint authentication.